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Welcome back to Q&A Sunday, the series in which I answer all your niggling property questions and offer advice to my wonderful viewers. Don’t forget to leave your questions in the comment section below for me to answer next week!

00:49 When doing direct to vendor letters/landlord letters which VA system do you recommend using for calls?

02:50 Would you buy a flat? Are they not good investments because they are sold in leasehold?

04:35 Do you think a communal lounge area is necessary in an HMO property?

05:45 When you sell a deal onto another investor, is there VAT on top of the finders fee? Also, is there then income tax on top of that?

06:50 Can you get a lease property agreement even if your credit score is low?

07:22 If you’re doing RTR how do you check if the existing landlords mortgage allows you to do RTR as in the eyes of a mortgage company, your effectively sub-letting?

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